Types of Coverage
Non-Trucking Liability/Bobtail Coverage
Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer. For example, this coverage would apply when the owner-operator gets their truck washed or brings their trucks into a shop for repairs. Once the owner-operator is under dispatch, they are covered under the Primary Liability insurance policy of the company that they are leased to.
Our company offers a convenient coverage selection for Non-trucking Liability that include optional no deductible glass claims and optional low cost towing insurance. Monthly convenient payment options are available which include automatic check withdrawal, free payments by phone, and credit card payments. We can start your coverage in as little as 24 hours with our fast turn around service.
Non-Trucking Liability with Physical Damage Coverage option
Non-Trucking Liability(Bobtail) with optional Physical Damage coverage protects your truck against accidental loss including theft, fire, and collision. The premium for this type of insurance depends on the value you insure your vehicle for. A vehicle should always be insured for the actual cash value, not the financed amount.
Dealer Short Term Insurance
Short term insurance is available for a period up to four days. This insurance is useful for vehicle owners that require insurance to leave the dealership but are not yet leased on to a carrier. Coverage amounts for Liability and Physical Damage are available up to $100,000.